• Coordinating closings with your realtor, buyer/seller, and lender/mortgagor.
• Ordering Deeds, Land Contracts, Purchase Money Mortgages, etc; then getting all documents recorded to clear title. (Copy of Document Preparation Fees Attached)
• Paying and prorating Taxes, Special Assessments, Association Dues, etc.
• 1031 Exchange closings
• Obtaining Mortgage Payoffs and follow up after the sale to make sure that Discharge of Mortgage is recorded.
• Prepare closing statements pursuant to purchase agreement.
• All Real Estate forms required by State of Michigan are prepared and filed.
• Mortgage packages can be e-mailed to our office. (info@doubledtitle.com)
• Closings may take place in our office; Overnight Express Closings for parties unable to attend. We can also e-mail closing packages to you.

[FORM] View Sample Sellers Closing Statement

How long will my closing take?
We realize your time is valuable. We strive to always be on time. If you are refinancing, closing will take approximately 30 minutes. A cash sale will also take about 30 minutes. A buy/sell with a mortgage will take approximately one hour total; however the mortgage documents are signed first, so the seller can arrive about 30 minutes after the scheduled closing time.

What if my spouse or I cannot attend the scheduled closing?
Please contact Double D Title as soon as you can so that other accommodations can be made.

Why do I pay a settlement/closing fee?
The fee itself covers the cost of the closing preparation, the closing itself and the follow-up that occurs after the closing (loan pay-offs, document transmittal and recording).

What do I need to bring to closing?
Photo ID for all parties signing, Certified Funds made payable to Double D Title Company, Home Owners Insurance (per your lender’s instructions) with a one year paid receipt, and any other requirements your lender may have. Also, the Seller will need to bring information on utilities for the Buyer(s).

Who will prepare the deed to transfer the property to the new owner?
Double D Title has an attorney available to prepare the deed on behalf of the Seller. If you would prefer, you may use an attorney of your choice to prepare the deed.

View our Attorney’s Fees for Document Preparation

Who takes care of the existing loans on the property?
Double D Title takes the responsibility for loan pay-off amounts and processing them. We will follow these pay-offs until discharges are recorded at the Register of Deeds.

[FORM] Pay-off Authorization Form
Use this form when you are requesting Double D Title to obtain a pay-off on your behalf.

[FORM] Wiring Instructions
If you or your lender needs to wire funds to Double D Title please use these instructions.

How are Property Taxes handled at closing?
Taxes are paid and pro-rated per the instructions on the real estate purchase contract.

[FORM] Earnest Money Deposit Escrow Instructions Form
If you would like Double D Title to hold the earnest money deposit funds on your behalf, please use this form.

[FORM] Property Transfer Notification to your Township
As a service, Double D Title sends this forms to the city/township assessor immediately after closing via US mail, however, we recommend that you verify receipt with the township as we are not responsible if the township does not receive it.

[FORM] Filing for Homestead Tax Credit with your Township
As a service, if applicable, Double D Title sends this forms to the city/township immediately after closing however, we recommend that you verify receipt with the township as we are not responsible if the township does not receive it.

[FORM] Filing a Rescind Homestead form with your Township
If applicable, Double D Title sends this forms to the city/township immediately after closing however, we recommend that you verify receipt with the township as we are not responsible if the township does not receive it.

When do I need a Survey?

1. If there has been any new construction within the last eighteen months, or any outside improvements to the property (i.e., additions, garage, paved driveway, pole building, fence, etc.).
2. Lender’s Requirements or terms of a Purchase Agreement would prevail over our requirement.
3. For Land Division please check with your township. Application and approval must be received prior to closing.

Can I have a Power-of-Attorney sign closing documents for me?
If you are a Buyer/Borrower obtaining a mortgage, you will need to check with your lender. If you are a Seller or a cash Buyer please contact Double D Title as soon as possible so that we can review and approve the Power of Attorney (POA) you want to use. The POA needs to be specific to the property transaction taking place. We also work with an attorney who can prepare one for you.

What is Dower?
Dower is the interest of a wife in her husband’s real estate acquired before or during their marriage. Certain exceptions apply.

Does my spouse have to sign closing documents?
For Purchase and Refinance transactions a non-borrowing spouse must sign certain mortgage documents as an acknowledgement of the transaction. When selling, the spouse will need to sign documents. Each transaction will be reviewed individually.

What are the fees to record documents?
For a Mortgage, Quit Claim Deed, or Notice of Commencement the charge is $14.00 for the first page and $3.00 for each additional page. For a Warranty Deed or Land Contract the charge is $15.00 for the first page and $3.00 for each additional page. For any charges not listed here please contact Double D Title.

If my home is manufactured are there additional requirements for closing?
Yes, you will need to bring the original manufactured home title to closing.

What are the additional requirements for closing if I am selling property out of a Partnership/Co-Partnership?
A certified copy of the certificate of co-partnership. Please note that these documents need to be renewed every five years, so please make sure they are current.

What are the additional requirements for closing if I am selling property out of a LLC?
A certified copy of the operating agreement and a certificate of good standing. Additional requirements may be necessary upon review of the Operating Agreement.

Can I Buy/Sell property in my DBA name?
Title to real estate can be held by a Corporation DBA ___, but an individual cannot hold title as a DBA in Michigan.

What are the additional requirements for closing if I am selling property out of a Trust?
At a minimum, the first page(s) of the Trust (with the legal name of Trust & date of execution), the pages that show the trustee’s powers (to include the power of sale), the signature page(s) and any amendments. For closing, we will need to record a new Certificate of Trust Existence and Authority in accordance with provision MSA 26.745(1) to 26.745(6), for the Trust, indicating that the trust is in full force and effect and listing powers of the Trustee to the disposition of the real property. Additional requirements may be necessary after examination of the above documents.

What are the additional requirements for closing if I am purchasing property in the name of my Trust?
At a minimum, the first page(s) of the Trust (with the legal name of Trust & date of execution), pages that show the trustee’s powers (to include power of purchase/finance), the signature page, and any amendments.